Real Answers from Licensed Insurance Agents
Do you realize that the future of your family’s financial security could depend on if you choose to purchase life insurance? If something were to happen to you, would your loved ones be able to maintain their current lifestyle, or…
Owning a life insurance policy is essential when you want to give your loved ones financial security. However, what if the time comes when your loved ones no longer depend upon you or your income for their financial security? At…
Like a home, a life insurance policy can be rented or owned. This is determined by the type of life insurance policy that you decide to purchase. Getting term life insurance is like renting a life insurance policy. On the…
Too often financial advisors and other financial professionals, including life insurance agents, make financial planning more complicated than it needs to be. Even among themselves, financial professionals and media personalities argue endlessly about best practices, planning methods, and products, as…
Here are 3 reasons why you should consider getting more life insurance than just enough to replace your current income, no matter how well-defined your financial plan may be. 1. Life after the death of a loved one cannot be…
As you have likely seen, student loan debt forgiveness is making headlines. Regardless of how you feel politically about this loan forgiveness, from a financial planning perspective this is a good reminder of how much it costs to go to…
When most people think about purchasing life insurance, they see it as an expense. But life insurance is not just a “just in case I die” insurance expense for death benefit protection—it’s an asset that provides many other valuable benefits….
Many people think that once they reach retirement, they will no longer have a need for life insurance. They may have a financial plan in place that will lead them to paying off their mortgage, putting their children through college,…
As a result of the 2017 Tax Cuts and Jobs Act we are currently enjoying some of the lowest tax-rates in recent memory. Nevertheless, these tax cuts are not permanent (what tax rates are?) and the current rates are set…
There may be concerns about completing a physical exam to obtain life insurance. Hence, we want to make sure you are aware of the possibility of getting a life insurance policy without an exam requirement. The following is a list…
