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02.24.22

Life Insurance with No Medical Exam

There may be concerns about completing a physical exam to obtain life insurance. Hence, we want to make sure you are aware of the possibility of getting a life insurance policy without an exam requirement. The following is a list…

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02.18.22

Tax Planning Reference Guide for 2022

Tax planning is the one category of financial planning that is a legal requirement. While the law doesn’t require you to budget, save, invest, or purchase life, disability, or long-term care insurance, for a significant portion of the population of…

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02.16.22

Update on Washington State’s Long-Term Care Tax

Update from the official Washington Cares Fund website: “On January 27, Governor Inslee signed two bills passed by the Legislature making key improvements to WA Cares Fund. These reforms will address coverage gaps and delay program implementation by 18 months….

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01.24.22

Do Your Beneficiaries Know Where All of Your Financial Accounts are Located?

If something happened to you, would your spouse, children, or other loved ones know where your financial accounts and other assets are located and how to access them? In addition to collecting a life insurance benefit, a related financial concern for…

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04.19.21

What is a CERTIFIED FINANCIAL PLANNER™ Professional?

When you are seeking financial advice or help with creating and implementing a financial plan, who do you turn to? When you do find someone to work with, what credentials do they have to help you know they can provide…

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03.10.21

How Does Tobacco and Marijuana Usage Affect Life Insurance Rates?

Tobacco Most companies require 5 years of no tobacco usage to qualify for their best non-tobacco risk rating. However, even if you recently quit smoking, we still have some good options for you! Each company has its own set of…

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02.23.21

4 Reasons to Work with An Independent Life Insurance Agent

1. Customer Oriented As an independent agent, we do not have allegiance or an obligation to any one company. We listen to the customer needs, budget, health information and find the best policy, at the lowest price, from the best…

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02.12.21

How to Use Life Insurance to Pass Inheritance

You’ve crossed the proverbial finish line and are now in retirement. The time you’ve been told you can finally enjoy your savings that you have accumulated. But you also have a goal to leave an inheritance to your descendants and…

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01.12.21

Six Life Events That Should Trigger A Review of Life Insurance Coverage and Options

1. Getting Married You’re no longer on your own; you have another depending on you. If either partner were to pass away think about the emotional and financial impact it could have. Your lifestyle is likely shaped around both of…

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12.10.20

Four Dangers to Your Retirement Income Life Insurance Can Protect Against

Inflation: Many people think of the need for market-based investments, such as stocks, bonds, and mutual funds, as a necessary protection against inflation in preparation for retirement. While these types of investments can be a very important part of a…

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    Recent Posts

    • Life Insurance with No Medical Exam

    • Tax Planning Reference Guide for 2022

    • Update on Washington State’s Long-Term Care Tax

    • Do Your Beneficiaries Know Where All of Your Financial Accounts are Located?

    • What is a CERTIFIED FINANCIAL PLANNER™ Professional?

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