Real Answers from Licensed Insurance Agents
Tobacco Most companies require 5 years of no tobacco usage to qualify for their best non-tobacco risk rating. However, even if you recently quit smoking, we still have some good options for you! Each company has its own set of…
1. Customer Oriented As an independent agent, we do not have allegiance or an obligation to any one company. We listen to the customer needs, budget, health information and find the best policy, at the lowest price, from the best…
With the spread of COVID-19, social distancing has been encouraged and even mandated in states across the country. As such, there may be concerns about completing a physical exam to obtain life insurance. Hence, we want to make sure you…
You’ve crossed the proverbial finish line and are now in retirement. The time you’ve been told you can finally enjoy your savings that you have accumulated. But you also have a goal to leave an inheritance to your descendants…
1. Getting Married You’re no longer on your own; you have another depending on you. If either partner were to pass away think about the emotional and financial impact it could have. Your lifestyle is likely shaped around both…
Inflation: Many people think of the need for market-based investments, such as stocks, bonds, and mutual funds, as a necessary protection against inflation in preparation for retirement. While these types of investments can be a very important part of a…
While most people think of getting life insurance for financial protection in the event that an income-earner passes away, the financial value of a non-income earner, typically a stay-at-home parent, is, unfortunately, too often overlooked. While it would be hard…
When your term life insurance policy is coming close to its expiration date, there are typically up to four ways you can deal with such a scenario. First, if the life insurance coverage is no longer needed just let it…
If you do not currently own life insurance, and have loved ones who depend upon you financially, it would certainly be a wise use of part of your stimulus check to purchase a life insurance policy. While families may very…
There may be no other business transaction in your life where you have to disclose more personal information than when you purchase a life insurance policy. While this may seem strange, it is because a company is being asked to…
