What Our Clients Say About Us

Excellent
5.0
Daniel Adams provided exceptional service. He was always responsive and professional. I would highly recommend him to anybody looking for financial planning and advice.
Response from the owner: Thank you for the opportunity to work with you, Tyler, and for sharing your experience and recommendation - I really appreciate it!
I worked with Daniel after getting a recommendation for this firm from a friend. Daniel was prompt, helpful, and gave me excellent information on my options. He also followed up with me every step of the way from the application until my new policy was active. Highly recommended.
Response from the owner: Thank you so much for your recommendation and review, Jan - it means a lot!
I recently had the pleasure of working with Daniel to help me with my insurance needs. Daniel was very patient with me and provided a balanced opinion on the various options available. He was never pushy and really took the time to understand my situation. I would definitely recommend him to anyone looking for help with their insurance.
Response from the owner: Thank you for sharing your experience, Narsi! It was likewise great working with you and I really appreciate your kind words and recommendation.
We worked with Bethany C. to get a life insurance policy, and she made the process very smooth! She was very helpful and patient with all our questions--we had plenty of them, but she was able to help us get the information we needed for our situation. We really appreciate it!
Response from the owner: Thank you for sharing your experience, Stetler, and for the great review - so glad to hear of the good experience you had working with Bethany!
Had a great experience working with Daniel. Communication was always clear and timely, and in the end I'm very satisfied with my new insurance policies. I would definitely recommend Daniel to friends and family.
Response from the owner: Thank you so much for sharing your experience and your recommendation, James! It was great working with you and I'm glad I could be of help!
Daniel was very easy to work with. He shopped around and got me set up with the exact life insurance policy I wanted. He made the process very easy and I felt confident in his help / services.
Response from the owner: Thank you for your kind words and for taking time to share your experience online, Gabe! I'm glad I could help and really appreciate the opportunity to be of service!
Great service from Daniel at CEG Life Insurance. I reached out to a few different agents initially when I started shopping for life insurance. He was the only one that accommodated my communication preferences and schedule. He was also very proactive at checking in throughoutthe process and answering questions quickly. I would highly recommend.
Response from the owner: Thank you for your review and recommendation, Mac, and for giving me the opportunity to be of service - I really appreciate it!
Daniel Adams is attentive to details, follows up with customers quickly, and proactively updates on a regular basis. Working with him is hassle free
Response from the owner: So glad I could be of help! Thank you so much for leaving this review!
Life insurance can be real intimidating, but Daniel makes it as simple and straightforward as possible. He's a great communicator, empathetic towards his clients' needs, and extremely knowledgeable. I've already recommended him to close friends and will continue to do so!
Response from the owner: Thank you for the kind words and sharing your experience, Byron! It was great working with you!
As a new business owner, securing disability insurance felt unfamiliar and somewhat daunting. Daniel led me through the process with patience and thoughtfulness. He responded to every question I had, no matter how mundane. And he (gently) followed up when I let things fall behind on my end. I'm grateful for Daniel's professionalism, kindness, and guidance!
Response from the owner: So glad I could be of help, Sara! Thank you so much for leaving this review and for allowing me to be of service to you!
I highly recommend CEG Insurance. Daniel provided exceptional assistance in navigating my term life insurance decision. Daniel's clear and prompt explanations made the process smooth and easy to understand. I'm grateful for his expertise and professionalism.
Response from the owner: It was great working with you, Rin! I'm glad I was able to help and thank you so much for sharing this review!
Daniel Adams made my life insurance application so smooth, so quick and so easy that I decided to choose CEG versus the other 2 insurance companies that I was dealing with. He is so professional and so knowledgeable that I highly, highly recommend him!And this is my honest and unbiased review!
Response from the owner: Thank you so much for sharing this wonderful review, Manuel, and for your kind words - I really appreciate you giving me the opportunity to work with you!
Purchasing a life insurance policy is pretty important and not an easy task. One needs to visit multiple companies and shop for rates. I found Daniel J. Adams via Google search and I am so happy I did. He was absolutely awesome. He is the example of an insurance professional. We had a phone interview, he explained the process in details, gave example of rates and suggested best companies. When the company I applied for gave me the second best rate, Daniel made a request to find out why and as a result, I was given the best rate, which saved me over $10/month. Not a whole lot, but it's not the point. The point is, Daniel found time and was willing to fight for me to get the best rate. I highly recommend Daniel to anyone who is looking for life insurance policy. He is a true professional!
Response from the owner: Thank you so much for sharing your experience, Eugene, and for leaving such a nice review! It was great working with you and I'm so glad I could help you get the best rate.
We worked with Daniel to secure life insurance for my husband and myself, he is attentive and quick with updates which made the process easy to navigate. He was also a great help in reviewing the right providers and coverage amounts and presenting multiple options for our consideration. Would definitely recommend working with Daniel!
Response from the owner: It was wonderful working with you, Laura! Thank you for the opportunity to help and also for leaving such a nice review!
I recently worked with Daniel and he was very helpful and thorough. Daniel took the time to explain the various insurance options in detail, ensuring I had a clear understanding of each policy's benefits and limitations. I appreciated his patience in addressing my questions.Throughout the application process, Daniel was responsive and kept me informed about the progress. He completed the items in a timely manner, making the overall experience less stressful. I'd happily recommend Daniel!
Response from the owner: Glad I could be of help, Stephen! It was great working with you and thank you so much for posting this review and recommending my services!
Daniel Adams was very helpful throughout the whole process of buying life insurance for our family. He was responsive, courteous and professional, and helped us secure excellent rates from a reputable company. Would recommend him to anyone!
Response from the owner: It was wonderful working with you, Jamie! Thank you for the opportunity to do so and for sharing your review and recommendation of my services!
Daniel was great to work with for getting set up with our term life insurance policies. Explained details between options clearly, and was always quick to respond to questions. We used his services again a few years later for additional policies, and wouldn't hesitate to recommend him to others.
Response from the owner: Thank you for sharing your experience, Jon, and for your kind words! It has likewise been great working with you over the past several years.
Daniel made shopping for life insurance a breeze! He is competent, knowledgeable and patient with his clients. He wasn't pushy, and answered any and all questions I came up with. You won't be disappointed with him in your corner.
Response from the owner: Thank you for posting this wonderful review, Victor, and for your endorsement! It was great working with you as well!
I've worked with a Daniel at CEG Life Insurance Services and let me tell you he is one of the best and easiest to work with life insurance brokers. Daniel is extremely knowledgeable and will provide the best options for your particular needs. They are not tied to one company and so you can shop around for the best rates with him. Once you decide on the company for your policy, their application process is seamless and a breeze to work through. I've been very pleased with their services and recommend them to anyone looking for life insurance.
Response from the owner: Thank you for your kind words and recommendation, Suzie! We’re glad to hear that Daniel was able to provide such great service to you.
I found Daniel through the term4sale website. I chose him because of his good reviews and because he's local, but I've never actually met him in person! I think that's a testament to how streamlined he's made the process of buying life insurance online. He's quick and professional with emails. I was in the loop throughout the whole process. At one point the insurance company wanted to approve me for less than I had asked for, but after I explained my circumstances to Daniel he was able to file a successful appeal for the amount that I wanted. In the end I got the exact coverage and rate that was advertised on term4sale.
Response from the owner: We’re grateful you found Daniel and chose to work with him, and that he was able to get you the exact coverage and price you were looking for! Thanks for the great review and for sharing your experience, Brian!
D.J. recently helped my husband and me get new term life insurance policies that will save us about $400 per year compared to the premiums we were paying before. I'm very impressed with D.J.'s thorough knowledge of insurance products in general - I felt like we were armed with helpful knowledge to make an informed decision about our new policies, plus D.J. proactively guided us the entire way, even encouraging us to stick with the process when we had gotten sidetracked and not finalized everything. I needed these reminders, because I know how important it was for us to get these new policies in place to protect ourselves and our kids. Thank you again, D.J.!
Response from the owner: Thank you for sharing your experience, Kelly; so glad to help you and your husband save so much money!
Daniel was great! Prompt, followed-through, and kept us all on track. Highly recommended.
Response from the owner: Thank you for your kind words and recommendation, James—it means a lot!
Daniel was incredibly knowledgeable and provided excellent service. I would highly recommend him to anyone looking into life insurance.
Response from the owner: Thank you for your review and recommendation, Kristin! It was wonderful to work with you as well!
Great experience working with Daniel Adams at CEG Life Insurance Services!We told him how much coverage we thought we would need, he directed us to fill out an application, said he would review it and submit it to the life insurance companies and get us the lowest premium possible. After that, he gave us constant updates to let us know the status of our application once it was with the underwriter. Whole process was easy and painless. Took less than 2 months from the time we talked to Daniel, until both my husband and I got approved and paid our first premiums.
Response from the owner: Thank you for sharing your great experience in working with Daniel! We are glad the process went so smoothly and that you both received such good offers. We look forward to continuing to serve your family for many years to come!
I worked with Bethany to obtain life insurance. She was very professional, patient through the process, and always responded very promptly. She was available to answer any questions and very knowledgeable. She did not pressure any decisions, just provided guidance along the way. I would highly recommend working with her for life insurance.
Response from the owner: Thank you for taking the time to write this review, Zack and Hannah! We’re so glad to hear of the great experience you had in working with Bethany and of the excellent service she provided you.
I've worked with Daniel Adams for 5 years for my life insurance needs. He has exceeded my expectations in every way, both during my initial purchase 5 years ago and during my recent change in policy. He goes above and beyond in thinking critically, anticipating needs, exploring options, and communicating every relevant detail. He has worked diligently to successfully navigate hurdles that have arisen in my applications. He is truly committed to providing excellent service and I could not recommend him any higher.
Response from the owner: Daniel thank you for your thoughtful comments and the opportunity to continue to serve you and your family. Here's to another five years and beyond!
Bethany has helped me with several policies and has always been very professional, responsive, and easy to work with.
Response from the owner: Thanks Phil for taking the time to leave a note regarding your experiences and we look forward to continuing to provide you with excellent service!
I was referred to CEG by another insurance broker and had the pleasure of working with Bethany Carlson who quickly found the best policies that met our family’s coverage needs. She guided us through every step of the application/medical underwriting process and was always super communicative with status updates. Bethany is a true professional and I would 100% recommend her and CEG if you're shopping for life insurance!
Response from the owner: Thanks for the kind words, Aaron and glad we were able to exceed your expectations and get your family taken care of! Please let us know if we can be of service in the future.
Daniel is awesome and very helpful!
Response from the owner: Thanks for leaving a review and we'll pass the compliments onto Daniel 🙂
Bethany helped me with finding the right insurance policy for me! 100% recommend!
Response from the owner: Thanks Anil for taking the time to leave your thoughts and recommendation for Bethany and CEG Life. We appreciate you!
It was a pleasure working with Daniel. He is very knowledgable and his guidance was crucial during the insurance application process. He follows up in a timely manner and presents the best options available. He also answered all our questions patiently. Definitely recommend working with CEG.
Response from the owner: Thanks for sharing your experience Prabha and we are so pleased to have served you. Feel free to ask questions anytime!
They made it very easy to set both myself and my wife up with life insurance policies. The process couldn't have been any more smooth.
Response from the owner: Glad we were able to serve you and facilitate the process to be easy as possible.
Bethany was very helpful and stuck with me despite my flighty noncommittal ways.
Response from the owner: Glad we were able to stick it out and get you your desired coverage 🙂 We look forward to continuing to be of service to you!
Bethany C. was amazing to work with. She was prompt and understood the new WA regulations that are new to many of us. The process was quick and efficient, especially as I was not sure what to expect.
Response from the owner: Tim, glad we were able to serve you and help you through the entire process. Please don't hesitate to reach out in the future with any questions or requests!
Bethany with CEG life was amazing to work with and went the extra mile to get us a good policy. I'd absolutely recommend her.
Response from the owner: Thanks Matt for the outstanding review and for giving us the opportunity to be of service!
Bethany Carlson, the agent who handled my life insurance application from start to finish did fantastic. She promptly and patiently answered all my questions to my total satisfaction. Assisting with the medical records processing was Brittney Hartung who I also give 5*s. A great experience all the way around and I highly recommend CEG Life Insurance Services!
Response from the owner: Thanks for your glowing review! We'll be sure to let both Bethany and Brittney know their work was outstanding and appreciated.
Brittney Hartung at CEG is a pro and very easy to work with. I 100% recommend her services to all. Thank you again Brittney for making the process efficient and simple.
Response from the owner: Glad Brittney exceeded expectations and was able to make the process and easy as possible for you! Thank you Holly for letting us know how great Brittney was for you 🙂
Super responsive, excellent follow through and knowledgeable Bethany helped navigate the process for Long Term Care insurance in very challenging times and delivered every step of the way.
Response from the owner: Grateful we were able to serve you through the LTC process. Thank you Kelly for leaving your thoughts!
Responsive, professional, excellent service. Highly recommended. Thank you.
Response from the owner: Thanks Kevin for your review! We enjoyed working with you as well.
We loved working with Daniel and his team! He and his team were always quick to respond, answered our questions very thoroughly, and provided recommendations based on our interests and preferences. We had a great experience and would love to work with Daniel again. Highly recommend!
Response from the owner: Thank you Ellis for the opportunity to be of service and thank you again for your recommendation. We always seek to any and all questions!
My husband and I worked with Bethany from CEG to set up life insurance policies. Bethany was very professional and so speedy at responding to our email questions! She walked us through every step of the process. Would highly recommend this company!
Response from the owner: Thanks Rachael for your review. So grateful we were able to walk you both through the application process and make it an easy experience for you.
Recently worked with them on getting an insurance policy (required to satisfy getting an exemption from the WA state mandated LTC tax). They offered me a great policy with extremely competitive rates, and helped me every step of the way from collecting docs to getting an approval. Super impressed with how thorough and responsive they were throughout the process! Would definitely go to them for future insurance needs.
Response from the owner: Hi Unni,Thanks for taking the time to write a review in this busy season! We appreciate it. Looking forward to being of service to you again in the future.
I'm very lucky to find CEG. Bethany helps me for LTC purchase last minutes. I was not able to find any company that I can buy LTC. Bethany is very professional and very quick response to all my questions even on weekend. There is no way that I can find any companies that can provide service 24/7 answer your question like her. I highly recommend her service for any products.
Response from the owner: Wendy, glad it worked out so well and thank you for your quick replies as well! Enjoy the holiday season.
It has been my pleasure to work with CEG Life Services. They were always kind, knowledgeable and quick to replay back to me. They were very prompt with their responses and always made sure I was up to date with the latest information.
Response from the owner: Hi Anthony,Thanks for taking the time to write down your experience. Glad you had an such a great process. We always strive to keep our applicants and clients up to date.
Bethany was incredibly helpful. She made it super easy to get a long term care policy at a good price. She patiently answered all of my questions. It was a great experience.
Response from the owner: Hi Robert, thanks for letting us and others know you had an excellent experience. We're grateful to have been of service!
Very helpful, Bethany was great and guided us through our options. She was always ready to answer any questions we had.
Response from the owner: Hi Natalie, thanks for the kind words. They and your business are greatly appreciated!
Bethany Carlson was a very professional and friendly agent to work with, and she gave me a great long term care policy with great coverage and low premiums. The application process was very easy and quick. Thank you very much, and I will definitely recommend her to anyone needing an insurance policy!!
Response from the owner: Thanks Keith for the kind words and feedback! We strive to provide outstanding service and glad Bethany did so 🙂
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Financial Security

Financial security through life insurance planning is an important part of any financial plan. However, it can be a challenge to find a financial advisor who is knowledgeable about life insurance products that guarantee income and isn’t captive to a limited number of life insurance companies. This can leave people working with someone who only has limited knowledge or limited options to offer when it comes to life insurance products. At CEG Life Insurance Services, we are committed to offering the best expertise and largest selection of companies and products related to life insurance planning. We also work with other insurance and financial professionals to offer financial security to individuals and families with tax-free income at death, disability, college, and retirement with life insurance.

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Life Insurance

Life insurance is at the core of our business. We believe that life insurance is a foundational part of a comprehensive financial plan and our aim is to help you understand the policies available to you, the companies that provide those policies, and the process and cost of obtaining a life insurance policy. We then help you obtain the best life insurance policy for your needs, from the life insurance company of your choice, at the best available price, as well as provide you ongoing service for your life insurance policy after your purchase.

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Disability Insurance

What is your most valuable asset? Many would mention a business while others a home. Some might present an investment portfolio. However, the majority of individuals fail to remember the single most valuable asset that makes all others possible: the ability to earn an income. But what happens when you can’t work due to a disabling illness or injury? Disability insurance and life insurance can guarantee a set monthly benefit for a set amount of time, so that you can continue to provide for yourself, your family, or your employees while you are disabled.

LEARN MORE ABOUT DISABILITY INSURANCE

College Graduates Throwing Hats

College Savings Plan

You have the highest hopes for your children and all that they can accomplish in their lives. As such, you want to give them every opportunity to excel that you can, including access to the best education opportunities possible. However, when the time comes for them to pursue post-high school education, will they be able to afford to pay for that experience? With a college savings plan using life insurance, your child can be protected from education debt and allowed to focus on what their education will give them instead of what it will cost them.

LEARN MORE ABOUT COLLEGE SAVINGS PLANS

Retirement Income

While obtaining life insurance and/or disability insurance are important in terms of planning for events that you don’t look forward to but could happen, your retirement is something you plan for that you do look forward to happening. In planning for your retirement income you should focus on three things: your monthly retirement income is enough, your retirement income will last as long as you live, and that you have as much tax-free income as possible to protect against future tax increases. Ideal retirement planning should typically include multiple products, including annuities and life insurance.

LEARN MORE ABOUT RETIREMENT INCOME

Long-Term Care Insurance

You will spend years working, saving, and investing in preparation for retirement. When that day finally arrives where you can finally look forward to years of travel, activities, and everything else that you have been planning for, you do not want to lose all that money to pay for assisted living, nursing home, or home health care. However, an illness or injury in your later years can require this type of care, and the cost of these services can have a dramatic impact on your retirement savings. With long-term care insurance or life insurance, though, you can make sure that you can enjoy and afford your retirement years as well as leave a financial legacy behind.

LEARN MORE ABOUT LONG-TERM CARE INSURANCE

Life Insurance Planning Articles

Additional expert advice to help you with your insurance planning

Is This the Worst Financial Advice Ever? – Entrepreneur

Why following the common advice to buy term life insurance instead of cash value permanent life insurance may ultimately be a bad long-term financial decision.

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6 Uses of Life Insurance in Financial Planning – Forbes

Life insurance plays an important role in a diversified and comprehensive financial plan. It’s important to understand ways life insurance can help you work toward your financial goals.

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How to Find a Qualified Life Insurance Advisor – Forbes

All life insurance agents are not the same. Life insurance policies can be complex, so depending on your needs, you need an insurance agent who is qualified to help you find the right policy.

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8 Ways to Save for Your Child’s College Education – US News

When it comes to saving for your children's college education, there are several options to consider. Whatever option you choose, you should create a college savings plan as soon as possible.

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Will the “Long-Term Care” Tax Be Coming to Your State Soon – Nasdaq

Many states have started to research and work towards implementing what's been termed a Long-Term Care Tax (LTC Tax). Learn more about this tax, how it could affect you, and how you may be able to opt-out of it.

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20 Largest Life Insurance Companies 2022 – NerdWallet

Here are the 20 largest life insurance companies in the United States based on market share for individual policies in 2021, according to S&P Global Market Intelligence.

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Average American’s Savings Account Balance is $4,500 – The Ascent

Every adult should have enough money to cover at least three months of living expenses but 36% of Americans don't have enough money to cover a $400 emergency.

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More Financial Advisors are Turning to Insurance Products – CNBC

Economic and demographic shifts are making life insurance and annuities more attractive options for fixed income, financial advisors say.

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Understanding Life Insurance

Life insurance is a financial protection policy for your family that gives them a tax-free cash payment should you die while the policy is in effect. It is a foundational part of any financial plan and could end up being the most important financial decision you ever make.

Term Life Insurance: This type of policy provides coverage for a specific length of time (a term). Term insurance is popular for providing the largest immediate death benefit for the lowest amount of premium.

Whole Life Insurance: This type of policy offers coverage for your whole life while it also accumulates cash value. The highest-rated companies offering whole life policies are mutual companies, owned by the policyholders, and pay dividends.

Universal Life Insurance: This type of policy offers flexibility in premium payments allowing you to pay more or less at different periods of time. It can also be used to accumulate cash value with or without involvement in the stock market or set-up as a non-cash accumulating policy to pay out no matter how long you live.

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What Is an Annuity?

An annuity is a type of life insurance policy that can be used to accumulate and distribute a lump sum of money as regular guaranteed income payments for a specific amount of time up to as long as you live.

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Understanding Disability Insurance

Disability Insurance will pay you a tax-free monthly benefit to provide for yourself and your family if you become disabled during your working years and are unable to continue in your employment. We offer numerous plans that can provide financial protection for you and your family should you suffer a disability before or after retirement.

Short-Term Disability Insurance: This type of disability policy has a waiting period of 0 to 14 days and a benefit period of 13 weeks to 2 years. While often offered as group coverage through an employer, individual policies are also available.

Long-Term Disability Insurance: This type of disability policy has a waiting period from several weeks to a year or longer. The benefit period can ranges from 6 months up to age 70. Long-term disability insurance is offered by several companies.

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What Is Long-Term Care Insurance?

Long-term care insurance pays a tax-free benefit to pay for nursing home, assisted living, or home health care should you become unable to perform two out of six activities of daily living without assistance. These activities include bathing, dressing, eating, toileting, transferring, and continence. Most long-term care services are generally not paid for by health insurance, Medicare, or Medicaid, so this benefit can protect you from having to use your retirement savings to pay for this kind of care, which can be extremely expensive.

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