Real Answers from Licensed Insurance Agents
While most people think of getting life insurance for financial protection in the event that an income-earner passes away, the financial value of a non-income earner, typically a stay-at-home parent, is, unfortunately, too often overlooked. While it would be hard…
When your term life insurance policy is coming close to its expiration date, there are typically up to four ways you can deal with such a scenario. First, if the life insurance coverage is no longer needed just let it…
If you do not currently own life insurance, and have loved ones who depend upon you financially, it would certainly be a wise use of part of your stimulus check to purchase a life insurance policy. While families may very…
There may be no other business transaction in your life where you have to disclose more personal information than when you purchase a life insurance policy. While this may seem strange, it is because a company is being asked to…
While buyer’s remorse is a real thing that most everyone likely experiences from time to time when making large purchases, there are at least four safeguards in place to protect you from ever having to experience this feeling when purchasing…
Understandably, when someone purchases any kind of insurance there is the concern if a claim can be denied. However, there are strict laws established by the government requiring life insurance companies to pay out claims in a prompt manner and…
Term life insurance provides a set death benefit amount, for a set cost, and for a set period of time. Its main purpose is to pay out a sum of money to provide financial assistance to those who are in…
Getting more than one term life insurance policy to spread out different amounts of coverage over the course of a designated length of time can be a great and very cost-effective way to obtain the life insurance you need for…
As life insurance is as much about peace of mind as it is about financial security, you should be comfortable with the specific insurance company you choose to get a policy with. We recommend looking at three factors when determining…
We encourage people to view life insurance as an income replacement plan that will allow their loved ones to remain financially secure in the event of their unexpected death. When viewed this way, an effective and simple method to calculate…
