Real Answers from Licensed Insurance Agents
Here are 3 reasons why you should consider getting more life insurance than just enough to replace your current income, no matter how well-defined your financial plan may be. 1. Life after the death of a loved one cannot be…
As you have likely seen, student loan debt forgiveness is making headlines. Regardless of how you feel politically about this loan forgiveness, from a financial planning perspective this is a good reminder of how much it costs to go to…
When most people think about purchasing life insurance, they see it as an expense. But life insurance is not just a “just in case I die” insurance expense for death benefit protection—it’s an asset that provides many other valuable benefits….
Many people think that once they reach retirement, they will no longer have a need for life insurance. They may have a financial plan in place that will lead them to paying off their mortgage, putting their children through college,…
As a result of the 2017 Tax Cuts and Jobs Act we are currently enjoying some of the lowest tax-rates in recent memory. Nevertheless, these tax cuts are not permanent (what tax rates are?) and the current rates are set…
There may be concerns about completing a physical exam to obtain life insurance. Hence, we want to make sure you are aware of the possibility of getting a life insurance policy without an exam requirement. The following is a list…
The Federal Reserve recently reported in a study that 35% of Americans wouldn’t have enough money to pay for a $400 emergency. While you are likely not in that group, what would happen if you became sick or injured and…
Do you need help with life insurance planning for yourself or a loved one? Are you looking for information and advice on different life insurance products? With so many licensed life insurance agents, how do you know who is an…
For years popular media, and some financial advisors, have promoted term life insurance as the only wise option when purchasing a life insurance policy. Of course, there are good reasons for purchasing term life insurance. The premiums for term life…
Tax planning is the one category of financial planning that is a legal requirement. While the law doesn’t require you to budget, save, invest, or purchase life, disability, or long-term care insurance, for a significant portion of the population of…
