Your Privacy Matters
Our Security Measures
We take our responsibility to receive and handle your personal information very seriously. We always strive to maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to protect your non-public personal information. Our online application form is HIPAA-compliant, following the same regulations as medical facilities, and any personal information you submit will be transmitted to us using Secure Socket Layer (SSL) technology, which protects information as it crosses the Internet; this creates a protected connection that ensures confidentiality, and offers the same online security as all major banks. Your browser will activate SSL automatically. This will show on our application’s domain origin as “https”, verifying SSL.
Terms & Conditions
Effective March 26, 2020
By submitting this application you agree to be bound by the following terms and conditions . If you do not agree please do not submit this application. By accepting these terms and conditions you expressly consent to our use and disclosure of your personal information in accordance with this agreement.
By submitting an application you consent to our review of the information contained in it, along with the sharing of that information with insurance companies and underwriters to seek to obtain offers of insurance on your behalf. Additionally, though we make every effort to preserve the privacy of your information, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our website.
No Cost to Apply
There is no cost to you for any part of the application process. You will only have to pay the premium for your life insurance policy, if you are given an offer and choose to accept it.
No Obligation to Purchase
By submitting an application you authorize us to initiate a company-specific application on your behalf. The company-specific application will then be signed by you: either electronically through a secure online signature process, over the phone with an insurance company representative, or by hand upon receipt of the application. Additionally, by signing the company-specific application you allow the insurance company to perform an underwriting analysis of your health history, as well as your current health and lifestyle. After this is completed, if a company gives you an offer of insurance you are free to accept, reject, or modify it.
Rate Quote Disclaimer
The purpose of this site is for general information only, and should not be interpreted as financial or professional advice. Care is taken to make sure the content and information on this site is factual and up to date. We, however, cannot guarantee complete accuracy of all the content on this site. In the event that there is a discrepancy between the information contained in the insurance rate quotes, company or policy information, and any insurance company-authorized illustration and/or policy, the policy shall govern.
All materials and information in this site are provided “as is” and without warranties of any kind. By accessing this website, you agree that we will not be held liable for any loss or damage arising from your use of the information found here.
No coverage of any kind is bound or guaranteed by submitting this application.
If you have any questions regarding these terms and conditions, please contact us.