Why You Should Work With a Chartered Life Underwriter®

Do you need help with life insurance planning for yourself or a loved one? Are you looking for information and advice on different life insurance products? With so many licensed life insurance agents, how do you know who is an expert in life insurance planning versus who is simply licensed to sell life insurance?

There is one professional designation that distinguishes life insurance experts from all other life insurance agents and that is the Chartered Life Underwriter® (CLU®) designation.

Here is a brief guide on what a CLU® does and how working with one can help you in the important financial planning areas of life insurance and estate planning.

A Chartered Life Underwriter® is a Life Insurance Expert

A Chartered Life Underwriter® is a certified expert on matters related to life insurance, and consulting with one can help you make informed decisions in these areas that are best suited for your unique financial situation.

The Chartered Life Underwriter® designation is considered the gold standard of education for those advising on matters related to life insurance planning. It is one of the oldest and most respected financial credentials, dating back to the late 1920s. It is awarded by The American College of Financial Services to those financial professionals that have completed extensive education and experience requirements related to life insurance and estate planning.

The Importance of the Chartered Life Underwriter® Designation 

Advice from a Chartered Life Underwriter® on matters related to life insurance can be considered as expert advice because of their extensive and deep knowledge of the subject. After completing the standard training and tests that one must take to become a licensed life insurance professional, a CLU® must also take five college-level courses and pass subsequent qualifying exams related to individual life insurance planning, life insurance law, estate planning, business planning, and other broader financial planning topics.

In addition to obtaining this higher education, CLU® candidates must also have at least three years of experience in life insurance and financial planning.

Why Work with a Chartered Life Underwriter®? 

Are you shopping for life insurance or starting the process of planning your estate for your descendants? If so, we recommend you seek out a Chartered Life Underwriter® as part of your financial planning team to help you make the best decisions for your family or loved ones in these important matters.

A CLU® not only offers extensive knowledge and expert advice, they also accept a professional pledge to do what is in the best interest of each client they work with.

The Chartered Life Underwriter® professional pledge states, “I shall, in light of all conditions surrounding those I serve, which I shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, I would apply to myself.”

Get Expert Help from a Chartered Life Underwriter® for Your Life Insurance Needs! 

Life insurance can play an important part in every financial plan. It can provide tax-free income replacement when it is needed most. It can create an immediate estate for your descendants. It can offer supplemental tax-free income during your retirement years. It can help pay for college. It can pay for long-term care expenses. And it can do even more. If you need expert life insurance advice, remember to look for a Chartered Life Underwriter®, or the CLU® designation after a financial professional’s name.

CEG Life Insurance Services is led by a Chartered Life Underwriter®

We can help you find the best life insurance policy for your unique needs and preferences. Get in touch today to learn more about the best available life insurance policies and solutions for you and your loved ones.